Retirement Advisor St Johns MI
ENHANCED INVESTMENT STRATEGIES
To keep your portfolio lined up with your investment objective and help you save money where possible, GWP employs a series of enhanced strategies.
While your portfolio may change allocations each year as you approach retirement, it might also need to be rebalanced more regularly as a result of market movements. Every day, GWP looks at your account to determine if the markets caused your portfolio to drift too far from its intended allocation. GWP will buy or sell investments if necessary to keep your portfolio in line with your goals.
GWP also analyzes your account daily to look for tax-loss harvesting opportunities to help you potentially save on taxes. This means GWP may sell a security that’s experienced a loss to offset taxes you could incur on gains or income from other securities in your portfolio. In some instances, this tax-saving strategy is available to only investors with large account sizes and may be provided only once a year. But with GWP, it’s available for all taxable accounts, regardless of account size, and is provided on an ongoing basis, whenever your account needs it.
The tax-loss harvesting and other tax strategies discussed should not be interpreted as tax advice and there is no representation that such strategies will result in any particular tax consequence. Clients should consult with their personal tax advisors regarding the tax consequences of investing.
Guided Wealth Portfolios (GWP) is a centrally managed, algorithm-based investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary automated computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are nonaffiliated entities. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL or FutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investment advisors registered with the US Securities and Exchange Commission, and LPL is also a member FINRA/SIPC. There is no assurance that Guided Wealth Portfolios are suitable for all investors or will yield positive outcomes. The purchase of certain securities will be required to effect some of the strategies. Investing involves risks including possible loss of principal.
PM-4670-0118 Tracking #1-672609 (Exp. 02/20)